Investments start from IDR 1 Million at SBR014

14 Jul 2025 - 7 Aug 2025

Savings Bond Retail (SBR) 2025 Series SBR014-T2 and SBR014-T4

Savings Bond Retail (SBR) provides an opportunity for Indonesians to participate in supporting the improvement of human resources quality and is a safe and profitable alternative investment instrument.

Terms and Conditions

OCBC Bank is committed to marketing SBR014-T2 and SBR014-T4 in the primary market according to customer needs. As a manifestation of our commitment, and supported by a professional team, OCBC Bank is ready to serve you.

Details of SBR014

Details SBR014-T2 SBR014-T4
Issuer Government of the Republic of Indonesia
Investor target Individu, Warga Negara Indonesia
Offering period 14 July 2025 (09.00 WIB) - 7 August 2025 (10.00 WIB)
Allotment date 11 August 2025
Settlement date 13 August 2025
Bond type Government Bonds without a certificate; Cannot be traded on the secondary market; Cannot be cashed in until maturity, except during the Early Redemption period.
Coupon payment On the 10th date every month. If the Coupon Payment Date is not a business day, the coupon payment will be made on the next business day without interest compensation. A business day is a day on which Bank Indonesia operates the payment system.
Coupon Type Floating with a minimum coupon rate (floating with floor)
  1. For the first 3-month period (13 August to 10 November 2025), a coupon of 6,25% applies for SBR014-T2 and 6,35% for SBR014-T4 (derived from the reference interest rate when the coupon is determined plus the fixed spread that is set)
  2. The coupon rate for the first three-month period serves as the minimum coupon rate (floor). The minimum coupon rate does not change until maturity.
First Coupon payment 10 September 2025
Underlying Asset BMN dan Proyek/Kegiatan Kementrian/Lembaga pada APBN 2025
Maturity date 10 August 2027
(2-year tenure)
10 August 2029
(4-year tenure)
Coupon rate 6,25% p.a. 6,35% p.a.
Minimum order Minimum Rp1.000.000,00 (one million rupiah)
Nominal per unit Rp1.000.000,00 (one million rupiah)
Maximum order Rp5.000.000.000,00 (five billion rupiah) Rp10.000.000.000,00 (ten billion rupiah)

Get a 0.1% cash rebate for ordering SBR014

Valid for minimum orders of IDR 50,000,000/series and multiples of IDR 50,000,000.

Cash rebates will be paid no later than 1 month after the Settlement Date to the account used to order SBR014.

Illustration of Cash Rebate calculation:

Accumulation of Nominal Completed Order Cash Rebate Value
Rp50.000.000,- Rp50.000,-
Rp130.000.000,- Rp100.000,-
Rp234.000.000,- Rp400.000,-

Video link for how to transact on OCBC mobile: https://youtu.be/UmAg15ii23w?feature=shared

Link for transacting on OCBC mobile: https://open.ocbc.id/lAXz/too2wl1n

Invest your funds immediately in SBR014-T2 and SBR014-T4. For more information, contact our Call Center or visit the nearest OCBC Bank branch.

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